By now you’ve probably seen several articles or heard news stories about I-bonds and the fantastic investing opportunity they currently offer. I-bonds are specialized bonds issued by the US Treasury that are designed to adjust their yield semi-annually with the...
Markets around the world officially entered bear market territory last week. We understand that market declines are stressful, regardless of how many times you’ve been through this. But we want to remind everyone that bear market risks were...
As of February 28th, 2022, Russian equities accounted for less than 2% of the MSCI Emerging Markets index. If you want to know how much exposure you have to Russian stocks in your portfolio, here’s an easy formula: How much do you have in stocks? Let’s say your...
Planning for 2022, but first… Several weeks ago, Tiffany and I met to discuss our business plan for 2022 and review the past year. Businesses, just like families, are more successful at meeting their goals when they regularly update their financial plans. ...
If you pay attention to financial news, you are probably seeing a lot of discussion about inflation, which has reared its head in the U.S. economy after being mostly dormant for the last decade. In May 2021, the Consumer Price Index for All Urban Consumers (CPI-U),...
One of the first priorities for our financial planning and wealth management clients is to have appropriate estate documents in place. While most people consider estate planning documents to be their Will and/or Trust, they also include necessary Power of Attorney...
I got a nice surprise when I looked at the Amazon ranking for Wealthfulness on Monday morning. (Yes, I admit I check the rankings from time to time.). As I write this post, Wealthfulness is ranked #10 in the Kindle Store for Retirement Planning and...
Winter barreled into our area last week. Late Tuesday evening I found myself in the backyard fumbling to get the outdoor faucets covered and the citrus trees inside. By then the wind chill had dropped into the teens and I was thinking to myself, “I wish I would have...
I came across an article in Money Magazine online and thought you may be interested – an interview with University of Chicago professor Harold Pollack explaining his financial cheat sheet that went viral. Those of you who know me personally know I love this kind of...
One of the more frequent and important discussions we have with our clients concerns the cost of investing. Even a seemingly innocent one percent in unnecessary fees can crush your investments over time. Because we know this, managing the cost of investing is a key...